Data protection guidelines according to the EU General Data Protection Regulation for affected persons regarding the use of our website

Status: March 2023

With the following information, we are providing you with an overview according to Article 13 Par. 1 of the EU General Data Protection Regulation (GDPR) about the processing of your personal data when using our website, as well as your associated rights according to data protection law.

Who is responsible for the data processing and who can I contact

The responsible authority according to Article 4 No. 7 GDPR is:

Skandia Lebensversicherung AG (a company of the Viridium Group)
Dornhofstraße 36
63263 Neu-Isenburg

You can contact our data protection officer at:

Skandia Lebensversicherung AG
Data Protection Officer
Dornhofstraße 36
63263 Neu-Isenburg

E-mail address: datenschutz@viridium-gruppe.com

Why we process your data (processing purpose) and on what legal basis

For merely information use of the website, we only gather the personal data that your browser transmits to our server.  If you would like to view our website, we gather the following data that we technically require to display our website and to ensure its stability and security (legal basis is Article 6 Par. 1 p. 1 Clause f GDPR).

If you contact us via e-mail or a contact form, we store the data you transmit that is necessary to answer your questions (legal basis is Article 6 Par. 1 p. 1 Clause f GDPR).

What data do we process

When using the website, we process the following personal data:

  • IP address of the accessing device
  • the name of the accessed file
  • transmitted data volume
  • Browser type
  • Date and time of the access

If you contact us via e-mail or a contact form, we store the data you transmit (e.g. insurance number, surname, first name, street, house number, postcode, town/city, telephone number, e-mail address, your enquiry).

In addition to the aforementioned details, cookies are stored on your device when using our website.  Cookies are small text files that are stored on your hard drive and are linked to the browser you use.  Whoever places a cookie can gather and evaluate certain information through the cookie.  Cookies cannot carry out programmes or transmit viruses to your computer.  They serve the purpose of making the Internet offer more user-friendly and effective overall.  You can find further information below in the section “Use of cookies”.

Do I have an obligation to provide data

The use of our website is not possible without processing your personal data. The use of cookies, on the other hand, is voluntary. You can configure your browser settings according to your wishes and e.g. reject the acceptance of third-party cookies or all cookies.

How long is my data stored for

We delete your personal data as soon as it is no longer required for the purposes stated above or restrict the processing if there are legal storage obligations.  You can find details of the storage duration of cookies in the section “Use of cookies”.

What data protection rights do I have

Each affected person has the right to information according to Article 15 GDPR, the right to correction according to Article 16 GDPR, the right to deletion according to Article 17 GDPR, the right to restriction of the processing according to Article 18 GDPR, the right to objection according to Article 21 GDPR, as well as the right to data portability according to Article 20 GDPR.  The restrictions according to §§ 34 and 35 BDSG (Federal Data Protection Law) apply to the right to information and the right to deletion.  If the data processing is on the basis of your consent, you can revoke it at any time with effect for the future according to Article 7 GDPR.

Right to complain

You have the right to complain to the aforementioned data protection officer or a data protection supervisory authority.

The responsible supervisory authority in our case is:

Der Hessische Beauftragte für Datenschutz und Informationsfreiheit
Gustav-Stresemann-Ring 1 
65189 Wiesbaden 

Telefon: +49 611 1408 0
E-Mail: poststelle@datenschutz.hessen.de 
Internet: www.datenschutz.hessen.de
  

 

To what extent is there automated decision-making (including profiling)

We do not use automated decisions in individual cases or profiling.

Use of cookies

This website uses the following types of cookies, whose extent and function are explained in the following:

Absolutely necessary cookies (category 1)

These cookies are absolutely necessary so that our websites and their functions work properly.  Without these cookies, certain services cannot be provided.

Function cookies (category 2)

These cookies allow the improvement of the convenience and performance of websites and the provision of various functions.  For example, language settings or other selections made can be stored in function cookies.

Third-party cookies (category 3)

On some of our websites, content and services from other suppliers are incorporated who can use their own cookies and active components. We have no influence on the processing of personal data by these suppliers.

The previously described categories of cookies are placed either temporarily or persistently.

Transient cookies are automatically deleted when you close the browser.  These especially include the session cookies. These store a so-called session ID with which various enquiries of your browser can be allocated to the common session.  This allows your device to be recognised if you return to our website.  The session cookies are deleted when you log out or close the browser.

Persistent cookies are automatically deleted after a prescribed period, which varies depending on the cookie.  You can delete the cookies at any time in the security settings of your browser.

You can configure your browser setting according to your wishes and e.g. reject acceptance of third-party or all cookies.

Detailed information about cookies is available on the external English-language website: www.aboutcookies.org.

We place the following cookies:

_pk_id.**, _pk_ref.**
Persistent (max. 12 months), category 3

This cookie delivers anonymised tracking data.  The data is used to improve the website. All data is gathered anonymously.  It contains data such as visited pages.  The gathered data is not passed on to third parties.

pk_ses.**
Persistent (max. 30 minutes), category 3

This cookie delivers anonymised tracking data.  The data is used to improve the website. All data is gathered anonymously.  It contains data such as visited pages.  The gathered data is not passed on to third parties.

PIWIK_SESSID
Temporary to the end of the browser session, category 3

ID of the session of the analysis service Matomo

Piwik_ignore
Temporary to the end of the browser session, category 3

Opt-out cookie for the analysis service Matomo. If you delete your cookies regularly, you must select opt-out again after each deletion so that the Matomo tracking remains deactivated.

ASP.NET_SessionID
Temporary to the end of the browser session, category 3

This cookie stores the individual details of a user.

cookies-accepted
Temporary to the end of the browser session, category 3

This cookie is placed if the user confirms the acceptance of cookies when asked about cookie confirmation in the cookie banner.

Within our online offer under the heading “Investment service”, functions and content offered by Morningstar Deutschland GmbH, Junghofstrasse 22, D-60311 Frankfurt can be incorporated through so-called iframes. This can include e.g. content such as images or texts and buttons with which the user can use and search the incorporated content. To be able to provide this service, Morningstar places cookies and exchanges data. Details can be found in the Morningstar data protection declaration: www.morningstar.com.

Web analysis through Matomo

On our website we use the Open Source software tool Matomo (formerly PIWIK) to analyse the surfing behaviour of our users (legal basis is Article 6 Par. 1 Clause f GDPR). The software places a cookie on the device of the user (see above about cookies). If individual pages of our website are accessed, the following data is stored:

  • two bytes of the IP address of the accessing system of the user,
  • the browser type and browser version you use,
  • the operating system you use,
  • your country of origin,
  • date and time of the server enquiry,
  • the number of visits,
  • the time spent on the website,
  • the external links you use.

The software runs exclusively on the servers of our website. Storage of the personal data of users only takes place there.  There is no passing on of the data to third parties.

The software is set so that the IP addresses are not stored in full, instead 2 bytes of the IP address are masked (e.g. 192.168.xxx.xxx). This means that it is no longer possible to assign the shortened IP address to the accessing device.

The processing of the personal data of users allows us to analyse the surfing behaviour of our users.  By evaluating the gathered data, we are able to compile information about the use of the individual components of our website.  This helps us to constantly improve our website and its user-friendliness.  Our justified interest in processing the data according to Article 6 Par. 1 Clause f GDPR also lies in these purposes.  Owing to the anonymisation of the IP address, the interests of the users in the protection of their personal data are sufficiently met.

The data is deleted as soon as it is no longer needed for our recording purposes.  This is the case at the latest after 182 days.  

You can decide here whether a clearly indicated web analysis cookie may be deposited on your browser to enable the operator of the website to gather and analyse a variety of statistical data. 

If you would like to decide against it, remove the following tick to deposit the Matomo deactivation cookie on your browser.

You can also change your consent at any time using the following link.

Die Skandia Lebensversicherung ist seit 1991 auf dem deutschen Markt im Bereich fondsgebundener Vorsorgeprodukte aktiv. Insgesamt betreut Skandia rund 191.000 Verträge und Kapitalanlagen in Höhe von rund 5,3 Milliarden Euro (Stand Ende 2023).
Seit 2014 konzentriert sich die Skandia vollständig auf die Bedürfnisse ihrer beste-henden Kunden. Skandia Lebensversicherung ist seit 2014 Teil der Viridium Grup-pe, dem führenden Bestandsspezialisten für Lebensversicherungen in Deutschland.
Skandia Versicherungen